Terms of Service

1. Eligibility

To use Bet App, you must be at least 18 years of age, a resident of the United States, and capable of forming a binding contract. You must verify a valid US phone number to access the Service. By using Bet App, you represent and warrant that you meet all eligibility requirements.

2. Nature of Service

Bet App is a personal commitment and accountability platform. You set goals for yourself, back them with a financial Stake, and report your own results. Bet App is not a gambling service, sportsbook, or prediction market. All commitments are self-directed and self-reported.

3. Accounts

You must create an account to use the Service. You must be at least 18 years of age. You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. You may optionally enable two-factor authentication (SMS or authenticator app) for additional security. You may only maintain one account. If you delete your account, personally identifiable information will be anonymized; commitment and transaction records are retained as described in our Privacy Policy for legal and regulatory purposes.

4. How Commitments Work

A commitment is a personal goal you set within the app. You define what you will accomplish and select a duration: 1 week, 2 weeks, or 21 days. You may have up to 5 active commitments at any time. Commitments may be created for yourself or shared with a friend through the Bet Together feature.

5. How Stakes Work

Each commitment is backed by a Stake ranging from $5 to $5,000, subject to progressive limits designed to help you build confidence through small wins before pursuing larger goals:

• Tier 1 (new users): up to $500 per commitment (total across all active commitments)
• Tier 2 (unlocked after $100 or more in total successful Stake completions): up to $5,000 per commitment (total across all active commitments)

When you create a commitment, an authorization hold is placed on your payment method for the Stake amount. No charge is made upfront. If you report that you kept your commitment, the hold is released and no money is collected. If you report that you faltered, the hold is captured and the Stake is charged. There are no processing fees.

You may cancel an active commitment at any time, which releases the authorization hold immediately. Cancelled commitments do not count toward your stats or tier progression.

For Bet Together commitments, if you falter, 50% of the Stake goes to your designated friend and 50% goes to Bet App.

6. Honor System

Bet App operates on an honor system. You are solely responsible for honestly reporting whether you kept or faltered on your commitments. By using the Service, you agree to report your results truthfully and in good faith.

7. Reporting Window

After a commitment’s duration ends, you have a 7-day window to report your result. If you do not report within this window, the commitment is considered “Forfeited” — the authorization hold is released and no charge is made.

8. Disputes

If you believe a charge was made in error, please contact us at service@betonyouapp.com. We will review your case and work with you to resolve the issue.

9. Payments

All payment processing is handled by Stripe, Inc. By using the Service, you agree to Stripe’s terms of service. Authorization holds and charges are processed through Stripe’s secure payment infrastructure. Bet App does not store your full payment card details.

10. SMS Communications

By providing your phone number and using the Service, you consent to receive SMS messages from Bet App for account verification and security purposes. Message and data rates may apply. Message frequency varies based on account activity (typically 1-2 messages during signup and 1 per login if SMS two-factor authentication is enabled).

You may opt out at any time by replying STOP to any message. For help, reply HELP or contact service@betonyouapp.com. Opting out of SMS may limit your ability to use certain security features.

11. Intellectual Property

All content, features, and functionality of the Service — including but not limited to text, graphics, logos, icons, and software — are the exclusive property of Bet App LLC and are protected by United States and international intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any part of the Service without our prior written consent.

12. Prohibited Conduct

You agree not to:

• Use the Service for any unlawful purpose
• Create multiple accounts or use another person’s account
• Attempt to manipulate, exploit, or abuse the commitment or payment systems
• Interfere with or disrupt the Service or its infrastructure
• Reverse engineer, decompile, or disassemble any part of the Service
• Use automated systems, bots, or scripts to access the Service
• Harass, threaten, or harm other users

13. Account Suspension

We reserve the right to suspend or permanently terminate your account at our sole discretion for violations of these Terms, including but not limited to prohibited conduct. A single chargeback dispute on a charge will result in permanent suspension of your account. Suspended accounts cannot be reinstated.

14. Limitation of Liability

To the fullest extent permitted by applicable law, Bet App LLC, its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising from your use of or inability to use the Service. Our total aggregate liability for any claims arising from or relating to the Service shall not exceed the amount you paid to us in the 12 months preceding the claim.

15. Disclaimer of Warranties

The Service is provided “as is” and “as available” without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or secure, or that any defects will be corrected.

16. Indemnification

You agree to indemnify, defend, and hold harmless Bet App LLC and its officers, directors, employees, and agents from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising from or related to your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

17. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Wyoming, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms shall be brought exclusively in the courts located in Wyoming, and you consent to personal jurisdiction and venue in such courts.

18. Termination

You may terminate your account at any time by deleting it through the app. Upon deletion, personally identifiable information is anonymized; commitment and transaction records are retained for legal and regulatory purposes as described in our Privacy Policy. We may also terminate or suspend your access to the Service at any time, with or without cause, with or without notice. Any active authorization holds at the time of termination will be released.

19. Dispute Resolution and Arbitration

You and Bet App LLC agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Service shall be resolved through binding individual arbitration administered by the American Arbitration Association (“AAA”) under its Consumer Arbitration Rules, rather than in court.

You and Bet App LLC each waive the right to a jury trial and the right to participate in a class action, class arbitration, or other representative proceeding. Arbitration shall take place in the State of Wyoming or, at your election, by phone or video conference. The arbitrator’s decision shall be final and binding.

This arbitration agreement does not preclude you from bringing issues to the attention of federal, state, or local agencies. Such agencies can, if the law allows, seek relief against us on your behalf. You may also bring claims in small claims court if your claims qualify.

You may opt out of this arbitration agreement by sending written notice to service@betonyouapp.com within 30 days of first agreeing to these Terms. If you opt out, disputes will be resolved in the courts of Wyoming as specified in Section 17.

20. Your Data Rights

You have the right to request a copy of all personal information we hold about you in a portable, machine-readable format (JSON). You may also request correction or deletion of your personal information. For full details on your data rights, please see our Privacy Policy. To exercise any data right, contact us at service@betonyouapp.com or through our contact form at betonyouapp.com/contact-us.

21. Changes to These Terms

We reserve the right to modify these Terms at any time. If we make material changes, we will notify you through the app or by other appropriate means. Your continued use of the Service after changes are posted constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.